Perch Group
Perch Group is the parent company to
the below companies. Navigate to another company

Perch Capital

Credit managementFind out more

ACI

Debt ResolutionsFind out more

TM Legal

Debt recovery solicitorsFind out more

Verify

Reconnection specialistFind out more
Home > About Us

About Us

We take a different approach to resolving debt, responsibly.

North West-based Perch Group is one of the fastest growing and most ambitious debt purchase, collections, litigation and reconnection firms in the UK.

To keep it simple for both clients and customers, we provide a one-stop-shop of market-leading, data-led services across the whole debt lifecycle through our sub-brands Perch Capital, ACI-UK, and TM Legal.

While our highly experienced leadership team has long-standing relationships, when it comes to unpicking complex portfolios and accounts, we make it our mission to get it sorted as quickly and fairly as possible. This allows clients to focus on their primary business and customers to move on, using us as a ‘perch’ to lean on.

Our track record of regulatory compliance, award winning customer service, and digital-first solutions make us a safe pair of hands in turbulent economic times.

 

Our Values

Passionate

Engaging

Responsible

Creative

Hardworking

 

Our Pillars

People

  • Industry-leading, entrepreneurial management team
  • Attract and retain the ‘best in the business’
  • Human approach/award-winning customer care

Portfolios

  • Ability to unpick complex portfolios for clients in a range of sectors
  • Unique end-to-end service for utilities firms and others
  • Quick, data-led decisions

Platforms

  • Data-rich, digital-first collections for better outcomes
  • Best practice processes, systems and compliance
  • Flexibility and convenience as standard

 

Our DNA

Perch Group’s DNA runs throughout everything we do. It represents who we are and how we do business.

Problem-solvers
We love dealing with complexity, highly experienced management team

Entrepreneurial
We are ambitious, think outside the box, work ‘smart’

Responsive
We are agile, decisive, data-driven

Clear
We are straight talking, no-nonsense, easy to work with

Human
We are down to earth, responsible, fair

 

Our History

2016
TM Legal Services was founded in Blackpool in 2016 as a debt recovery business.

2017
The FCA approved debt purchase and collections business, ACI-UK was acquired in late 2017 and relocated from Glasgow to Blackpool.

2018
In May 2018 Perch Group was formed and ACI-UK and TM Legal Services were formally brought into the same group.

2018
In July 2018 TM Legal Services became authorised by the Solicitors Regulatory Authority (SRA) enabling it to act for third-party clients.

2019
Perch Capital set up its first senior debt line in October 2019, providing the business with a £25m debt facility to grow.

2020
In August 2020 Perch moved head office to Whitehills Business Park into a modern 150 seat office.

2021
Perch Group continued organic growth hitting in excess of 120 employees.

2021
ACI’s Specialist Support Teams wins Team of the year at the Credit Services Association (CSA) Awards.

2022
Management buyout (MBO) completed in April 2022 with support from specialist lender Quilam Capital. The MBO is supported with a new £25m junior debt facility that will supercharge the future growth of the business.

2023
Perch Group awarded ISO9001 and ISO27001 certification for the provision of debt purchase and debt recovery, including legal services.